If you're considering switching to a different insurer's network of plans, you may be wondering if you can keep your current vision and dental providers. The answer is that it depends on the plan you choose. To find out for sure, it's best to ask your dentist or vision provider. When it comes to dental insurance, you may have the option to visit any licensed dentist with a Delta Dental PPO plan.
You don't need to inform the insurance company if you decide to change your dentist, but if you visit a dentist outside of Delta Dental's network, you may have to file claims yourself and pay for care in advance. It's also possible to purchase dental insurance without health insurance. Dental insurance is separate from health insurance, and Humana group dental plans are offered by Humana Insurance Company, Humana Dental Insurance Company, Humana Insurance Company of New York and The Dental Concern, Inc. Humana Insurance Company, Humana Health Benefit Plan of Louisiana, Inc., Humana Insurance Company and Humana Insurance Company of Kentucky also offer Humana group life plans.
Dental insurance helps you manage the cost of dental care so that you can maintain good overall health. If you undergo a dental procedure that isn't considered preventive care, the dentist's office will send a bill to your insurance company and, depending on your plan, your dental provider will bill you for the part of the procedure that your insurance company didn't cover. If your situation changes - such as getting married, having a baby or losing health coverage - you may be eligible for a special enrollment period that allows you to enroll in health insurance outside of the annual open enrollment period. Just like with health insurance, there are a variety of dental insurance plans that offer different coverage options.
Unlike health insurance, however, you can take out dental insurance at any time of the year with any insurance provider.
Humana's individual dental and vision plans
are insured or offered by Humana Insurance Company, Humana Dental Insurance Company, Humana Insurance Company of New York and The Dental Concern, Inc. When it comes to switching insurers and keeping your current vision and dental providers, it is important to do your research. Make sure to ask your dentist or vision provider about their policies regarding different insurers' networks.Additionally, be sure to read through all the details of any plan before signing up so that you know exactly what is covered and what isn't. Finally, if your situation changes at any point during the year, be sure to check if you are eligible for a special enrollment period so that you can switch plans if necessary.
